Sometimes a "short sale" is the shortest route to a solution!

We all experience hardships.  That is part of life.  Sometimes the hardships are created by our own bad choices.  Sometimes the hardships are caused by things out of our control.

Regardless of cause, meeting the challenge head on is the best course of action.

The genesis of the hardship may be loss of a job, death of a family member, divorce, job transfer, or possibly a medical issue.  These personal challenges may make create financial hardships that make keeping your home impossible.

These situations may require you to make hard choices.  But you persist...the stresses add up.  

You need a solution.

What is the solution?   There are a couple of options to look at regarding your mortgage.

First of all, if the situation is temporary or has a resolution in the near future, call your lender.   It may simply be a case of working out a loan modification with your lender.

Or, it may be a short sale is a consideration.

A short sale is a situation where the probable selling price of a property will be less than the mortgage(s) owed.   Short sales require that any offer accepted by the owner be forwarded to the lender for approval (referred to as third party approval).

Sellers in short sales can not derive any proceeds from the sale.

While short sales take longer than a standard real estate sale a short sale may be the shortest route to a solution.

If a short sale is a consideration, call me at 321-693-3850 or email me.

Selling Your Florida Home - The Hardest part is…

When you decide the time is right to sell your home, you call your local real estate experts (interview several real estate agents before choosing).

They will provide all the market analysis information and comparable properties.  They will discuss preparations for selling your home.  They will educate you on the process.  They will answer your questions.  They will put together a marketing plan. 

That is all  the "normal" stuff.

The hardest part about selling your home is waiting....

• waiting for the offer, 
• waiting for the inspection, 
• waiting for the appraisal, 
• waiting for the closing.

If you are considering selling your Brevard County, Florida home, here are a few articles that may be of interest.

How Long Does a Seller Have to Respond to My Purchase Offer?

An Occupied House Sells Easier Than a Vacant House But....

Must I Update My Home To Sell It?

Preparing to Sell Your Brevard County, Florida Home

Do Homebuyer Incentives Work?

 

Home Seller Tips: Listing Photos – Big and Empty?

Even if you are going to be moving before you put your home on the market call your real estate agent early.

Why?  I really want need to take photos before you load the truck!  I want to see your home before you take away all of your belongings. 

I believe photos with furniture in a room helps add scale.   While sometimes some of your furniture should be removed to relieve a cluttered appearance removing it all can leave a blank, ho-hum boring picture!   Neutral walls, beige carpet and no contents will not compete well against a staged house down the street - especially if the prices are close.

If you have ever looked at interior pictures of homes for sale and then gone to see it in person, you may have noticed some rooms look smaller in real life.  Or, on the other hand, the room is larger than it appeared online.  Help your buyers see your home for the space it really offers.

Neutral walls and big curtains alone do not make great marketing materials.

Remember the three keys (Three "Ps") to selling your home are...

1. Pricing it competitively. 
2. Promoting your home to potential buyers (your real estate agent's number one job!). 
3. Presentation. Getting it in its best possible condition and making it available for prospective buyers to see when they want o see it.,

When you are ready to sell your Viera, Suntree, Rockledge or Merrit Island, Florida home, call me to 321-693-3850 to discuss how I can work for you!

Gallop Survey Rates Ethics of Members of Congress at all time low… At least I am not a politician!

What does it say when your profession is rated just below bankers and right above lawyers in the most recent Gallop Poll based on honesty and ethical standards? 

You could say well it is number 11 of 21 professions, right?   You could say well we are above the Members of Congress and car salespeople, right?

But that does not say much!

The reality is consumer opinion of real estate agents will only change over time – one interaction at a time.

I am here in Brevard County, Florida serving Brevard realty needs one client at a time.  I am providing ethical professional real estate service one client at a time… let me show you service above the rest!

When you are ready to sell your Brevard County, Florida home, call me at 321-693-3850.

Single Family Home for Rent - 1127 Woodsmere Pkwy, Rockledge, FL $1,125/month

 

Gary L Waters PLLC | Serving Brevard Realty | (321) 693-3850 1127 Woodsmere Pkwy, Rockledge, FL Available immediately!Well maintained 4 bedroom 2 bath 2 car garage home in well established Rockledge, FL neighborhood! 4BR/2BA Single Family House $1,125/month           Bedrooms 4 Bathrooms 2 full, 0 partial Sq Footage 1,520 Parking 2 dedicated Pet Policy Cats Deposit $1,125   DESCRIPTION Available immediately!Well maintained 4 bedroom 2 bath 2 car garage home in well established Woodsmere neighborhood.Near excellent schools, parks, easy access to I-95. Large covered back porch.Bay windows from dining room look over spacious fenced back yard. French doors from family room to back porch. Hardwood flooring in living/dining/family room/hall.All other rooms have ceramic tile. Some pets OK. No dogs, alligators or exotic pets.   see additional photos below
RENTAL FEATURES - Dining room - Family room - Living room - Master bath - Walk-in closet - Dishwasher - Garbage disposal - Refrigerator - Stove/Oven - Fenced yard - Air conditioning - Ceiling fans - Central A/C - Central heat - Cable-ready - Garage - Attached - Hardwood floor - Tile floor    LEASE TERMS 12 month lease only, first month plus one month security. $300 non-refundable pet fee. Application fee $45 per adult (over 18).
ADDITIONAL PHOTOS Photo 1
Contact info: Gary L Waters PLLC Serving Brevard Realty BK3064647 (321) 693-3850

Posted: Oct 19, 2012, 11:23am PDT

How much home can you afford to spend?

As a real estate agent I am not the one who should answer that question.  While most real estate agents get paid based on a commission basis it is not my desire to “over sell” a buyer - ever.

I want my buyers to be comfortable with the property they purchased and the price they paid.  I want them to call on me again as well as refer me to others.

So how much can you afford should you spend when purchasing a home in Brevard County, Florida?

The answer is best determined through a process whereby the buyer considers their long term plans (job security, lifestyle changes, debt, space requirements, etc.).

The answer is more than just “how much do you make?”

As a real estate professional I prefer to take a consultative approach when working with buyers in Brevard County.  I will provide the answers to buyer questions.  I will refer to resources when I do not know the answer.  I will ask questions to either get a response or cause the customer to ponder the answer.  I will educate when necessary to inform.


But I will not tell a buyer how much they can afford to spend on a home.  What you spend today on a home creates an obligation - every month - for years to come.

The Peter Principle and Do It Yourself Projects

The Peter Principle  (also the title of a 1969 book by Dr. Laurence J. Peter and Raymond Hull) is the hypothesis that people are ultimately promoted to their level of incompetence.

Toilet, sink, stove, & not shown a shower!

As a real estate agent I think this also applies to the Do It Yourself home repair person.

People will, if given a chance, attempt DIY projects just above their level of competence!

If you have been inspired by that HGTV program this past weekend take the time to consider your skills.

If that improvement or addition will require a permit and an inspection by the local building officials, follow the required procedures.

Short cuts and skirting the permitting process will eventually have to be dealt with - even if it is when you decide to sell your home.