- Home prices are attractive.
- Interest rates are very attractive.
- The weather forecast is extremely attractive!
Monday, December 3, 2012
Is it time to buy a winter home in Florida?
Saturday, November 3, 2012
Don't get "pre-qualified" for a mortgage if you are serious about buying a home
Pre-qualified for a mortgage does not carry much clout with sellers.
Being pre-qualified means you have entered some information and based on your information you have been pre-qualified. The problem is your information has not been verified or documented.
Serious home shopping can be a pretty intense process. Knowing the real cost (principal, interest, taxes, insurance, home owner association dues, etc) is key for serious buyers. The place to start is with a mortgage pre-approval.
Pre-approval means your lender has done their homework and validated your credit history and ability to pay.
Mortgage pre-approval can give you confidence as you shop and when you find your new home the sellers will know you are serious with your offer.
Now if you are a casual looker who wants to see what is being showcased in new construction then the Parade of Homes is the place to go. In Brevard County there is a Spring and a Fall Parade of Homes.
The Fall Parade of homes starts today and runs through November 11th. Hours are from 10 a.m. to 5 p.m. Monday through Saturday and noon to 5 p.m. Sundays.
For information on buying and selling houses and condos in Brevard County, Florida call me at 321-693-3850 or email me.
Being pre-qualified means you have entered some information and based on your information you have been pre-qualified. The problem is your information has not been verified or documented.
Serious home shopping can be a pretty intense process. Knowing the real cost (principal, interest, taxes, insurance, home owner association dues, etc) is key for serious buyers. The place to start is with a mortgage pre-approval.
Pre-approval means your lender has done their homework and validated your credit history and ability to pay.
Mortgage pre-approval can give you confidence as you shop and when you find your new home the sellers will know you are serious with your offer.
Now if you are a casual looker who wants to see what is being showcased in new construction then the Parade of Homes is the place to go. In Brevard County there is a Spring and a Fall Parade of Homes.
The Fall Parade of homes starts today and runs through November 11th. Hours are from 10 a.m. to 5 p.m. Monday through Saturday and noon to 5 p.m. Sundays.
For information on buying and selling houses and condos in Brevard County, Florida call me at 321-693-3850 or email me.
Friday, October 26, 2012
Sometimes a "short sale" is the shortest route to a solution!
We all experience hardships. That is part of life. Sometimes the hardships are created by our own bad choices. Sometimes the hardships are caused by things out of our control.
Regardless of cause, meeting the challenge head on is the best course of action.
The genesis of the hardship may be loss of a job, death of a family member, divorce, job transfer, or possibly a medical issue. These personal challenges may make create financial hardships that make keeping your home impossible.
These situations may require you to make hard choices. But you persist...the stresses add up.
You need a solution.
What is the solution? There are a couple of options to look at regarding your mortgage.
First of all, if the situation is temporary or has a resolution in the near future, call your lender. It may simply be a case of working out a loan modification with your lender.
Or, it may be a short sale is a consideration.
A short sale is a situation where the probable selling price of a property will be less than the mortgage(s) owed. Short sales require that any offer accepted by the owner be forwarded to the lender for approval (referred to as third party approval).
Sellers in short sales can not derive any proceeds from the sale.
While short sales take longer than a standard real estate sale a short sale may be the shortest route to a solution.
If a short sale is a consideration, call me at 321-693-3850 or email me.
Regardless of cause, meeting the challenge head on is the best course of action.
The genesis of the hardship may be loss of a job, death of a family member, divorce, job transfer, or possibly a medical issue. These personal challenges may make create financial hardships that make keeping your home impossible.
These situations may require you to make hard choices. But you persist...the stresses add up.
You need a solution.
What is the solution? There are a couple of options to look at regarding your mortgage.
First of all, if the situation is temporary or has a resolution in the near future, call your lender. It may simply be a case of working out a loan modification with your lender.
Or, it may be a short sale is a consideration.
A short sale is a situation where the probable selling price of a property will be less than the mortgage(s) owed. Short sales require that any offer accepted by the owner be forwarded to the lender for approval (referred to as third party approval).
Sellers in short sales can not derive any proceeds from the sale.
While short sales take longer than a standard real estate sale a short sale may be the shortest route to a solution.
If a short sale is a consideration, call me at 321-693-3850 or email me.
Selling Your Florida Home - The Hardest part is…
When you decide the time is right to sell your home, you call your local real estate experts (interview several real estate agents before choosing).
They will provide all the market analysis information and comparable properties. They will discuss preparations for selling your home. They will educate you on the process. They will answer your questions. They will put together a marketing plan.
That is all the "normal" stuff.
The hardest part about selling your home is waiting....
They will provide all the market analysis information and comparable properties. They will discuss preparations for selling your home. They will educate you on the process. They will answer your questions. They will put together a marketing plan.
That is all the "normal" stuff.
The hardest part about selling your home is waiting....
- waiting for the offer,
- waiting for the inspection,
- waiting for the appraisal,
- waiting for the closing.
How Long Does a Seller Have to Respond to My Purchase Offer?
An Occupied House Sells Easier Than a Vacant House But....
Must I Update My Home To Sell It?
Preparing to Sell Your Brevard County, Florida Home
Do Homebuyer Incentives Work?
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